Our articles about business, investment, finance, ideas
The global financial crisis of which we started talking last spring, is just around the corner already and, in our opinion, is "knocking at the door".
So that the coming "window of opportunities" may not be missed, the Red Miracle proposes to start a dialogue about what should be done to take advantage of the situation in full.
The first thing to begin with is to think of the present day and of our sentiments.
The events are developing in such a way that the “elite” is actively planting a whole set of "ideas" in our life:
When, day by day, torrents of negative information are poured into our heads, and the attention is focused on various difficulties and problems, it is quite natural that doubts and incertitude occur, which sometimes
may develop into the inferiority complex.
Many people are aware of what it means. "Self-scrutiny" begins: search of one’s own mistakes and missed opportunities, unkept promises and quenched hopes, ill acts and evil deeds, and what is worse, the feeling of
one’s own wrong and guilt for anything we do.
The purpose of all this is simple: the less we are educated, and the more we are aggressive (often feeling angry with oneself) and ignorant, without having any goals set before us, the easier it is to control us, to
sell all sorts of rubbish to us, and to use us in somebody’s interests, making us give our skills and abilities for "peanuts".
Red Miracle proposes to tell all of them (the "elite") to get lost just now, and to say to ourselves: we are the best!
Yes, of course, every day we are making mistakes, and we do not even notice many of them.
Yes, we often fail to "tune in to the right wave-length" and to start acting to change for the better. We feel lonely and helpless.
It will not last anymore!
From today, the Red Miracle invites everyone to get involved in our Project and join our community.
Together, we shall all get rid of complexes (of guilt, incertitude, or low self-esteem), and we shall start acting here and now, so that to use the opening opportunities to the fullest extent.
And of course, we have a major self-improvement work ahead of us, so that to become, in record-breaking time, the sellers, the investors, and the enthusiastic and self-confident people.
The Idea No. 2 from the Red Miracle will be relevant and useful for those who, having read the previous idea, began wondering about what, anyway, is happening now with the economies of the world, the
country, the economic sector or the company, a business entity or a certain household.
What is happening is as follows: all the investors are virtually "at the low start" and are waiting for the next "explosive" news that, quite possibly, may become "the last drop" and grow into panic
capable of causing an avalanche of financial turmoil.
We have already said that something has been "broken" in the people’s minds.
Even a nonexpert understands that a chain of the ongoing events – trade "wars", mutual sanctions and reproaches, absence of a dialog even between the bosom friends – is abnormal and will lead to the
The Red Miracle does not practically have any doubts that the size of the forthcoming financial turmoil may be, as a minimum, comparable with the size of the crises of the years 1998 and 2008. This is
indicated by all the main fundamental and technical parameters.
In recent years, the people’s emotions and sentiment all over the world have been near to euphoria, even in the countries and economies where, as it might seem, there have been no reason for that.
Stocks were rallying, and the commodity and stock market indicators ran high.
As the result, all this has led to the situation when not a simply large, but a huge financial bubble was formed, which cannot but burst.
Besides, with the approach of autumn, many people begin to feel a tinge of sadness, pessimistic sentiment begins to prevail, and there is a great desire to halt.
The Idea No. 2 from the Red Miracle consists in the proposal and advice to slow down, but only to look around attentively and assess your own situation, understand how much risk you have taken lately,
how many decisions you have taken and what their quality was. It should be noted that it is not just about business, but about your personal matters as well.
The Red Miracle recommends conducting an in-depth analysis and inventory taking of everything that is significant to you as of today. Do it with an unbiased eye, without euphoria or emotions, and
extremely objectively. HONESTLY evaluate all the strengths and weaknesses of the situation in your affairs.
The next step will simply be the necessity to put in order everything that may be fixed, even if this requires a lot of time. Act patiently and consistently. It is extremely important just now, this very moment.
Generally speaking, patience will now be the key factor for everyone who agrees with the opinion, forecasts and expectations of the Red Miracle: the forthcoming financial crisis is a huge opportunity.
Let us sum up the above and recapitulate the first two Ideas:
In addition to your own resources optimization, the proposed steps shall make it possible to divert your attention from the continuous flow of news many of which, closer to autumn, will be far from rosy for the economy.
The most important goal now is not to lose and to protect everything that may be protected, so that, when a favorable situation comes, we had strength, resources and
opportunities for a new start.
So, the Idea No. 1 from the Red Miracle is the idea for everyone. The Essence of the Idea is as follows: become "misers in grain" for the coming 6 or 8 months. What does it mean?
Draw a stop line: do not invest funds in the new projects, however attractive they may seem. If possible, put on hold the infusion of new funds in the already started projects. Give the further scaling of the existing projects a serious thought, provided that this may not entail punitive sanctions from the partners. It is desirable to stall those business programs that not only require new investments, but also divert funds from the working capital. If there is a possibility to sell at a reasonable price (close to fair price) your assets that are not vitally important, the Red Miracle strongly recommends - sell just now, without thinking. And, of course, it is necessary to quickly and radically (to the extent possible) reduce the transaction, management, marketing and other costs.
Stop and do not invest in the stock market. Freeze your contributions in the investment funds. Stop, for the time being, listening to the brokers and the investment advisors talking on the super-advantageous offers, unique products and the unexpectedly emerging opportunities of earning the above-market yield of investment. Just remember or think over that, or better ask those specialists if they had done anything with their own hands and how much their own funds they had invested in the advertised offers. In most cases, the purpose of such consultants is to sell the product marketed by their company or fund. The priorities for them are the interests of their employer and their own motivation, but by no means your profit. It is more than likely that they do not care at all if you may "suddenly" lose your money. The line of reasoning in such cases will be standard and "airtight": the "invisible" hand of the market has done its work, this is a force-majeure circumstance, and the market “sometimes” is exposed to the crises and disruption.
Show your mettle. Even if you have earned some surplus or unexpected income, make a pause. Do not spend this money just now. And what is for sure – do not take any loans which you want to spend on the purposes that may be postponed. It is also desirable to retrieve the funds invested in the risk-associated assets, provided that the retrieval fee will be reasonable.
The Idea No. 1 is the result of the synergy of the sincere opinions of real experts, advisors, managers of the financial and investment funds and manufacturing companies, as well as of the multi-year analytical research and study. Plus, the meticulous work on the study of the sentiments and expectations of the people of different ages and professions. The Red Miracle undertakes to assert that if you heed this Idea, at least, you will not lose, and the eventual losses will be kept to a minimum. As for the money you were going or wanted to spend nonetheless, you better convert it to the US Dollars and hoard it “under the pillow”, or stuff it, for the time being, in a mattress.
We believe that those who have taken heed of the previous ideas and have become "misers" (in a good sense) and zealous owners (who know what they have; know what they are in need for, and know what
they can currently do without), will find this continuance of the forecast and recommendations from the Red Miracle interesting.
So, we consider that the coming March and April will add a lot of nervousness to the markets, as well as will make the far from simple situation with the finance in the developing countries still more
The economies of these countries and their small and medium size businesses especially, will have to withstand many additional challenges.
This said, we are sure that time has come just now to start the active steps in search of the so-called undervalued assets.
By the undervalued and distressed assets, we mean the assets having the commercial value, but associated with some dispute, conflict, risk of loss, losses, or mismanagement.
There exist a number of reasons significantly reducing the real value of the asset (read about it at the end of this article).
To search and find such assets would be a great piece of luck. This is dependent on a number of reasons, be it the information disclosure restrictions or the owners’ economic and even personal safety
considerations. Not all the sellers are ready to post information about the sale of the assets belonging to them.
Currently, the distressed assets are not practically put up for sale in the open market, as:
Besides, there exist a number of nuances holding down the assets offer and purchase:
At the same time, if one has the desire and perseverance, this may be done. In this case, such assets will prove a real Klondike.
We draw the attention of those who will be patiently looking for such assets, at the tasks that will require to be solved:
The reasons for the sharp decline in the assets value may become the following:
The Red Miracle is ready to provide the necessary advice and practical assistance to those who will engage in the search of the undervalued assets.
The imparting of the necessary value to one’s own knowledge and skills becomes the most important task for each person.
Our abilities value and its size depend on a number of factors of which we shall talk in detail, discussing the nuances and particularities, and then offering the necessary
In the first instance, to form the value it is required that the wider public comes to know about us and our abilities. What is more, the recognition should (preferably) come at
the moment when there isn’t any special necessity in it for us.
Why is it important? We all know how difficult it may be to do or find anything when there arises a pressing necessity in it. At such moments, various hindrances and obstacles
tend to appear without fail. It is applicable to any situation:
Everyone of us knows that in such situations everything we want to buy proves to be very expensive, while all that is necessary to sell is depreciated. The specialists in our
profession are not wanted in the market just in the time when we are in need. And so on.
As the phrase goes, "as always at the worst possible moment".
As the result, many of us are overcome with emotion and dismal mood. Far from always, the reason gives us a right clue, though we try hardest to find ways.
We look for the information and refer to the specialized sites and platforms for help. Most of them are commercial ones, so the rules strictly regulate access to the information
there and its exchange, as they may only receive money from the employers or sellers.
In their turn, the Employers/Consumers most often refer with the questions on the search of personnel / services / goods when there is already a need in them.
And here again, the same "as always at the worst possible moment" law works. The employers need the employees; the applicants need a job; while the people and the companies that
fit together often fail to "meet each other".
Thus, the significance of the timely information on the opportunities existing plays one of the key roles in the formation of your skills
value. No wonder people say: "a spoon is dear when lunch time is near".
«The Red Miracle» Project
is by definition the Project of the Good, and is primarily socially-oriented.
The creation of the «Storeroom of Knowledge and Skills» was preceded by many
years of analytical work. This resulted in the formation of an unalterable opinin on the necessity of a database in which the data about any of your skills will be stored.
The information may be stored in the Storeroom for an indefinite time, and its retention period depends on you only.
In its turn, the access to this information will be free for all the potential employers, Buyers and Consumers.
The Red Miracle offers everyone to place the information on your knowledge and skills in the Storeroom. Even if there is no urgent need for it now, it would be right to do it to
be on the safe side, since, as we know, there are so many chances.
In our third lesson under the Salesmanship training program, we shall continue the talk about the formation of your knowledge and abilities value, and propose concrete solutions
for the increase of the attractiveness of your capabilities specifically.
For most of the people who are engaged in entrepreneurship and create various business projects, the understanding of the role and the meaning of the word "Team" is far not an empty
sound. When you succeed in gathering the clever, responsible and interesting people around you, this is already “half the battle”. This said, all of us understand that the paramount
and decisive factor of the Success will be the atmosphere created in the team, as well as the readiness and ability to interact and provide mutual assistance.
Then, when it seems that all the main steps to the building of a Successful Team have been made, some inexplicable reasons arise hindering the development and performance.
Today we offer to talk of the reason that is most often difficult to understand and detect. Sometimes a quite successful "team player" may become this reason. Most often, this is
really one of the Leaders.
Let us call such a person "a suppressive personality", as his/her soaring ambitions "backed", as a rule, by the aggressiveness and envy, lead to the extremely heavy consequences. It
should be noted that gender does not matter at all here. This may be both a man and a woman.
To help understand our logic, let us consider one quite "domestic" case.
So, let us say, a certain Margarita Pavlovna (hereinafter – M.P.) is a girlfriend of Maria Ivanovna, with whom they work together in a company. By her nature, M.P. is just the one who
may be described as a suppressive personality; and surely, she holds a no small position in the team.
One day, M.P. drops in on her friend and starts a heart-to-heart talk in the course of which she shares a secret information received "from her own sources", "You know, Marsha, I have
just come to know that our chief is extremely displeased with you; and he is planning some disagreeable steps against you in the near future".
Having said this, M.P. leaves.
While Maria Ivanovna, who had been an exemplary employee until today, having done her work well and in time and being a real example for many colleagues, begins to think hard and
analyze the reasons of the chief’s dissatisfaction. She is looking for the answers, consulting her close friends and inquiring from the colleagues who, of course, cannot confirm
This continues long enough. Doubts and anxiety are eating on her; but Maria Ivanovna still lacks courage to go to the chief and ask him a direct question.
As the result, less and less time is given to work, more and more anxiety and negative emotions are accumulated; and the statistics, absolutely successful till then, begins to decline
Finally, time comes when the chief invites Maria Ivanovna to his office and announces, "You know, Marsha, I am quite dissatisfied with you. I do not like your results. You make too
many mistakes, and so on…".
As practice shows, the end of such stories is far from always happy.
We have given this example with the following purpose: in our opinion, building a Team, inviting the real professionals to join it, it is very important to agree upon the Rules from
the start. The main things in these Rules should be the openness, possibility and ability to conduct a dialog, desire and ability to talk about what interferes with the work and
disturbs the peace of mind.
Obviously, a decisive factor for all the Team members, starting with the Team’s chief, shall also be the ability to listen to each other and HEAR each other.
As for the company executive or owner, their primary task will be the ability to distinguish the real and sincere Leader able to rally the people around him / her from the hypocrite
who will eventually break any business and any Team.
The Red Miracle begins the lessons under the Salesmanship training program.
To begin with, let us define what the word "Seller" means to us. In the minds of the absolute majority of the people, the Seller is associated with the retail sale in the
markets and stores. For many people, the Seller is associated either with a dealer who benefits from the "pushing" of some goods, or with persons "of little mark" who toil much
and hard at a negligible salary. In reality, everyone of us is a Seller, whether we realize it or not. Irrespective of sex and age, each individual, at a certain moment of time,
begins to think about how to earn a living, where and in which direction to grow, to move, and what to do.
Actually, it is just at this moment that we begin to think about how to use our skills, knowledge and energy, so that to receive in return the money, amenities or any other
rewards; so, actually, we become the Sellers of our abilities. This is just what the Red Miracle proposes to regard as the starting point. And here is why.
We should understand that the Seller is not at all a dirty word. The Seller is part of the life of each of us. It is very important to realize and feel it deeply.
At the moment when we wonder where to move, how to find a good job or set up our own business, let us imagine that we are the Sellers and ask ourselves several questions:
Summing it up, we come to the understanding: to have our skills and abilities be in demand, they must have the value which will be fair in relation to the market, and besides,
the wider public should know about them.
It is not by chance that the Red Miracle is discussing the term and notion of the "Seller" in detail, because this is the starting point about which people do not, most often,
think at all. In fact, it is extremely important. To be able to offer one’s knowledge and skills in the right way, properly and successfully, and to get an adequate price for
them, one should make a number of steps and efforts.
Let us imagine quite an ordinary shop. What is necessary for the people to want to enter it and buy anything?! It is quite a number of circumstances: good and useful merchandise
of adequate quality, as well as the relevant information of it and its features; convenient arrangement of goods; proficient offer, service, and so on, and so forth.
The same situation is with our skills. In order to have them (knowledge and skills) be bought, many various conditions are to be fulfilled. And this becomes the crucial factor
and the sticking point for many of us.
We are reasoning kind of like this:
All this is really complicated.
Just for this reason, the Red Miracle offers to start together the study and discussion of the necessary conditions which shall let everyone to become an efficient and skilful
Seller of his/her abilities.
Together with you, we shall discuss, step by step, the following actions and steps which shall let you become the successful Sellers:
We shall also review many other matters, so that to systematize your knowledge and skills, find use for them and make them competitive.